LAW RESOURCES & NEWS
MHA HOLIDAY GIFT GUIDE
2018 has flown by and it is already December! Whether or not you have started (or finished?!) your holiday shopping, we hope this gift guide can help you find something for that difficult-to-buy-for person in your life.
THE HAZARDS OF WINTER
Annually, we Canadians gear up for our winter experiences, many of which are fraught with danger. It seems in many years winter is upon us in a flash and we’re just not ready or prepared for what winter has to
Tourist Claims for Vacation Injuries
With the warm and sunny days of summer behind us, many Canadians are planning tropical vacations to get a break from the impending harsh winter weather. Many of these trips will go off without a hitch but, for some, things
CAR SEAT CLINIC SUCCESS!
It was a chilly morning outside yesterday for Martin & Hillyer’s first Free Car Seat Clinic but everyone kept warm with hot coffee and some delicious home baked treats. (Thank you Mrs. Abraham!) Almost every car seat that was inspected required some
S.C.C. LIMITS THE SCOPE OF LIABILITY IN CASES WHERE INDIVIDUAL IS INJURED FOLLOWING A THEFT ON BUSINESS PREMISES
RANKIN (RANKIN’S GARAGE & SALES) V. J.J., 2018 SCC 19 Canadian case law had not previously established a clear guidance on whether a business owes a duty of care to someone who is injured following a theft on its premises.
MARTIN & HILLYER PARTNERING WITH THE COMMON MOMS TO OFFER A FREE CAR SEAT CLINIC
We are very excited to announce that Martin & Hillyer Associates has partnered with local business, The Common Moms, to offer a FREE CAR SEAT CLINIC to local parents. This event will be taking place in the Martin & Hillyer parking lot at 2122 Old
CHOOSING AN ESTATE TRUSTEE
When planning your will, one of the most important decisions you will make is who to appoint as your estate trustee (commonly referred to as the “Executor” of the estate). Many testators select a trusted family member or friend to
READERS’ CHOICE NOMINATIONS 2018
Martin & Hillyer Associates is honoured to have been nominated in 3 categories in the Hamilton Spectator’s 2018 Readers’ Choice Awards! If you appreciate the local legal expertise we provide, you can show your support for Martin & Hillyer by
BRUCE HILLYER ON SUMMER RISKS
As I sit quietly by the lake watching the comings and goings of families enjoying their summer holidays I cringe at the risks many will take some with tragic consequences. MOTORCYCLE ACCIDENTS Every fall I get calls from desperate family
3 QUESTIONS TO ASK WHEN CHOOSING AN INJURY LAWYER
For most people, the world of lawsuits, lawyers, retainer agreements, insurance benefits and court rooms is completely foreign until they are suddenly thrust into it against their will after being involved in an accident. Navigating this world can be a
UNDERINSURED BENEFITS
WHAT IS THE OPCF 44R, AND WHY DO YOU NEED TO KNOW ABOUT IT? When you purchase an automobile insurance policy, you are protecting yourself in the event that you cause a car crash, and need to pay compensation to
HOW DOES MY DIVORCE/SEPARATION AFFECT MY ESTATE?
A divorce or separation can have a big impact on one’s estate. This article is not exhaustive, so please consult with a lawyer to clarify your own situation. There are a number of different variables that can interact in different
PIGGY BANKS, MONEY TREES & THE RDSP
I represent people who have been injured in accidents as a result of other peoples’ carelessness. I’m not an accountant. I’m not a financial planner. I’m a lawyer. I don’t have the expertise to give financial advice. But not uncommonly,
BRUCE HILLYER ON MOTORCYCLES & THE “MAY 24” WEEKEND
With spring in the air comes the intermittent hum of passing motorcycles. For this outdoor enthusiast, with a love of all manner of transportation, this time of year brings memories of travelling to Port Dover on my 1958 Harley Davidson
CAN I SUE MY INSURANCE BROKER FOR FAILING TO MAKE SURE I HAD ADEQUATE COVERAGE?
Can I Sue my Insurance Broker for Failing to Make Sure I had Adequate Coverage? Anyone selling insurance, whether it is an insurance company, insurance broker, or insurance agent, is obligated to ensure consumers purchasing policies understand the available options
INSURERS DON’T HAVE DUTY OF GOOD FAITH TO TELL CLAIMANTS ABOUT LIMITATION PERIODS
The Ontario insurance regime currently requires insurers to notify injured policy holders of applicable limitation periods in a number of specific scenarios. In accident benefits claims, insurers are required under the Statutory Accident Benefits Schedule (SABS) to notify insureds of
AUTO INSURANCE AND ONTARIO’S 2018 BUDGET: INSURERS OVER INJURED PEOPLE… AGAIN
The Ontario Liberals’ 2018 budget has a section on auto insurance reform and frustratingly (but unsurprisingly), it is focused entirely on reducing rates rather than on enhancing protections. You can read about the plan here: 2018 Liberal Budget Auto Insurance Plan.
BENEFICIARY DESIGNATIONS AND YOUR ESTATE
WHAT IS THE RELATIONSHIP BETWEEN YOUR BENEFICIARY DESIGNATIONS AND THE REST OF YOUR ESTATE? There are certain financial assets – ie. registered plans such as RRSPs, RRIFs etc., and life insurance – which allow for one or more beneficiaries to
MVAS AND DEDUCTIBLES: NOT JUST FOR PROPERTY DAMAGE
WHAT IS A DEDUCTIBLE? What is a Deductible? Most people involved in a motor vehicle accident understand that a deductible may apply to a claim for property damage. For example $500 may be deducted from the amount that you are
PROPOSED CHANGES TO THE RULES FOR SIMPLIFIED PROCEDURE
ACCESS TO JUSTICE There is a movement underway that originated with the judiciary in Toronto to amend the Rules of Civil Procedure to expand the scope of Simplified Procedure. The proposed changes are as follows: 1. Increase the limit on simplified
UNDERSTANDING LEGAL MARKETING MUMBO-JUMBO
Are you the “best personal injury lawyers in Burlington”? Are you “award-winning”? Are you the “top lawyers in Halton”? Of course we’re not – nobody is! What do these labels even mean?? Problematic marketing of legal services in Ontario –
WHAT DOES IT MEAN TO BE “DISABLED” TO BE ENTITLED TO LTD BENEFITS?
There are two ways you might be covered for private or group disability insurance: either you purchased the policy personally or, more comonly, you are covered under a disability plan through your employment. Whoever owns the policy, to get access
ODSP CHANGES – CAPS ON GENERAL DAMAGES REMOVED!
People receiving benefits through the Ontario Disability Support Program have strict parameters around the amount of money they are allowed to keep in their bank accounts at any given time. Section 5(1) of the Ontario Disability Support Program Act stipulates that “no
I’M AN EXECUTOR – NOW WHAT DO I DO?
After the funeral, you may find yourself wondering where to start. You will want to get your hands on as much information as possible regarding the deceased’s assets and liabilities. This probably means you will have to search through their
READERS’ CHOICE NOMINATIONS 2017
Martin & Hillyer Associates is honoured to have been nominated in 3 categories in the Hamilton Spectator’s 2017/18 Readers’ Choice Awards! If you appreciate the local legal expertise we provide, you can show your support for Martin & Hillyer by
CREEPING IS REAL
“Creeping” or “Internet Creeping” refers to “stalking” someone on social media, which typically means checking them out or following what’s going on in their life on Facebook, Twitter, LinkedIn, Instagram, Google+, Youtube and other social media accounts. If you’re in
WHEN IS PERSONAL AUTO INSURANCE TOO PERSONAL?
The Personal Insurance Company was recently rebuked by the federal Privacy Commissioner for accessing a claimant’s credit history without a valid reason. The Personal claimed that it needed to access the claimant’s credit rating to help assess whether the claim
HOW DOES THE NON-RESIDENT SPECULATION TAX AFFECT ME?
In an effort to curb skyrocketing real estate prices in th GTHA, the Ontario Goverment has proposed a new Non-Resident Speculation Tax (“NRST”) that would impose a 15% tax on the purchase of redidential property in the region by foreign
STRUCTURED SETTLEMENTS
Are you considering a full and final settlement of your personal injury claim or Accident Benefit claim? A structured settlement may be a viable investment option for you so that you do not have to worry about how to manage
WHAT MAKES A LAWYER A ‘TRIAL LAWYER?’ AND WHY DOES IT MATTER?
Any lawyer or law firm can call themselves “trial lawyers,” but that doesn’t necessarily mean they regularly try cases or have experience fighting for their clients in court. Trials don’t happen often: most lawsuits in Ontario resolve with a settlement
LTD & CPP DISABILITY BENEFITS If you are receiving Long Term Disability (LTD) benefits most likely you have received a letter from your insurer requesting that you apply for CPP disability benefits. Your insurer has also likely informed you that
COULD THIS REALITY SHOW MAKE ONTARIO ROADS SAFER?
On January 3, 2017 the Discovery Channel debuted Heavy Rescue: 401, a reality show that follows emergency rescue and recovery towing operators on Ontario’s 400-series highways. The show follows on the heels of Highway Thru Hell, a highly successful program filmed in
TOP 4 BENEFITS OF HIRING A PERSONAL INJURY LAWYER
Often, the process to obtain the funds that are owed to you can be stressful and overwhelming, especially following an accident. It is most often in your best interest to seek legal advice following an accident. The lawyers at Martin & Hillyer Associates
HOW TO PREVENT SLIP AND FALL ACCIDENTS
In Canada, falls are the leading cause of injury-related deaths and hospitalizations.[i] It can be very beneficial to take preventable measures that help avoid slips and falls from happening and resulting in a lawsuit. The lawyers at Martin and Hillyer Associates
DEALING WITH ONTARIO’S CAR INSURANCE CUTBACKS
On November 25, 2016, the personal injury lawyers at Martin & Hillyer Associates presented a talk to Hamilton Health Sciences staff at the General Hospital entitled, You Can’t Always Get What You Want – Or Can You? Dealing with the 2016 Car Insurance
IT’S NEVER OKAY (PART 1): LIMITATION PERIODS
This article is part of a series on the changes brought in by the Ontario government’s Sexual Violence and Harassment Action Plan Act (aka Bill 132). Learn about the other new protections and resources created by this important new legislation: Overview
IT’S NEVER OKAY (PART 2): COLLEGES AND UNIVERSITIES
This article is part of a series on the changes brought in by the Ontario government’s Sexual Violence and Harassment Action Plan Act (aka Bill 132). Learn about the other new protections and resources created by this important new legislation: Overview
IT’S NEVER OKAY (PART 3): WORKPLACE SEXUAL HARASSMENT POLICIES
This article is part of a series on the changes brought in by the Ontario government’s Sexual Violence and Harassment Action Plan Act (aka Bill 132). Learn about the other new protections and resources created by this important new legislation: Overview
IT’S NEVER OKAY (PART 4): ESCAPING DOMESTIC ABUSE
This article is part of a series on the changes brought in by the Ontario government’s Sexual Violence and Harassment Action Plan Act (aka Bill 132). Learn about the other new protections and resources created by this important new legislation: Overview
ONTARIO TAKING STEPS TO PROTECT SURVIVORS OF SEXUAL VIOLENCE
The Ontario government passed the Sexual Violence and Harassment Action Plan Act in March of 2016 (also known as Bill 132) with all-party support, bringing in wide-ranging reforms to reduce sexual violence and to protect & empower survivors. The Act is an essential part
WHAT IS A MEDIATION?
Very few lawsuits in Ontario go all the way through a trial – most will settle well before that, because trials involve costs, delays and risks that all parties in a lawsuit would generally prefer to avoid if a reasonable settlement can be reached. Settlement
HOW TO DOCUMENT YOUR INJURIES, AFTER A PERSONAL INJURY, AND WHY
Recovering from an accident can be a very overwhelming and stressful time. The lawyers at Martin & Hillyer Associates understand the impact that a personal injury can have. We are dedicated to providing you with quality care and guidance during your recovery.
READERS’ CHOICE NOMINATIONS 2016
Martin & Hillyer Associates is honoured to have been nominated in 3 categories in the Hamilton Spectator’s 2015/16 Readers’ Choice Awards! If you appreciate the local legal expertise we provide, you can show your support for Martin & Hillyer by
CONCUSSION RESEARCH STRENGTHENS CASE FOR YOUTH SPORTS SAFETY LEGISLATION
New research published in the Journal of Neurotrauma provides compelling evidence regarding the long-term effects of concussion on the brain. The study compared the brains of athletes who had sustained concussions through sport with athletes who had not been injured in this way.
HOW LONG AFTER AN ACCIDENT SHOULD I START AN INJURY CLAIM?
The time following an accident or injury of any kind can be stressful. Although it may be difficult, it is important to get back on track and sort things out as soon as possible. This is especially important if you
MOTOR VEHICLE COLLISIONS: WHAT STEPS SHOULD I TAKE BEFORE I CONTACT A BURLINGTON CAR ACCIDENT LAWYER?
Being involved in a motor vehicle collision can be a frightening and stressful experience. The lingering effects can have a negative impact on your physical, emotional and financial well-being for years to come. Although a motor vehicle collision is sudden,
4 QUESTIONS TO ASK YOUR BROKER BEFORE RENEWING YOUR AUTO INSURANCE
On June 1, 2016, the automobile insurance coverage available to Ontarians fell dramatically, meaning car crash victims will now receive significantly less money to help them get back on their feet. The decreased coverage will take effect upon policy renewal.
PROTECTING YOURSELF: ENSURE YOU HAVE THE INSURANCE COVERAGE YOU NEED
In the aftermath of recent cutbacks to car insurance coverage in Ontario, it’s more important than ever to make sure you have the protection you need in case your or a member of your family is involved in a car accident. There
ONTARIO CAR INSURANCE CUTBACKS
Recent car insurance cutbacks are greatly going to affect the amount of coverage Ontario drivers will receive. Effective June 1st, the cutbacks will affect the benefits a driver would receive in the event of a motor vehicle collision. ACCIDENT BENEFITS
LAURA HILLYER DISCUSSES AUTO INSURANCE CUTBACKS ON CHML
A change in legislation that happened on June 1st has drastically cut the insurance coverage available to you, including cutting coverage for catastrophic injuries in half. Before this change in legislation, people who suffer the most serious injuries in car
ONTARIO CAR INSURANCE CUTBACKS INFORMATION SESSION
On June 1, 2016, major cutbacks will be made to car insurance benefits in Ontario. Learn about the changes and find out how you can ensure that you and your family still have the protection you need. Join the personal
ONTARIO GOVERNMENT DEALS ANOTHER BLOW TO INJURED ONTARIO MOTORISTS WITH THE COMMON TRAFFIC IMPAIRMENT GUIDELINE
Available Rehab Coverage The Ontario government continues to allow insurance companies to erode coverage for Ontario motor vehicle accident victims. The draft Common Traffic Impairment (CTI) Guideline proposes to reduce available treatment to below critical levels. Prior to September 2010,
DOWNLOAD THE MHA GUIDE TO PERSONAL INJURY LAWSUITS FOR HEALTHCARE PROVIDERS
Today, Martin & Hillyer Associates released its updated 2015-16 Guide to Personal Injury Lawsuits for Medical and Rehabilitation Professionals. The Guide is a free quick-reference tool for members of medical and rehabilitation-related professions who become involved as experts and treatment providers
THE REALITY OF A PUBLICLY TRADED LAW FIRM – HOW IS A CAR CRASH VICTIM SERVED WHEN HER LAWYER IS FOCUSED ON SHARE PRICE?
Slater and Gordon is a massive publicly traded international law firm that recently made the financial news in Australia when its share price took a fall of more than forty percent. The company has been an aggressive proponent of Alternative Business
TELL THE ONTARIO GOVERNMENT TO STOP REDUCING ACCIDENT BENEFITS
The Ontario government is proposing changes that will drastically reduce the benefits that you are entitled to claim from your insurance company if you are in a car accident. They plan on reducing the time most people have to claim
MARTIN & HILLYER ASSOCIATES IN PARTNERSHIP WITH OTLA PRESENT THE HELMET ON KIDS CAMPAIGN AT TOM THOMSON PUBLIC SCHOOL IN BURLINGTON, ON
Martin & Hillyer Associates and the Ontario Trial Lawyers Association (OTLA) with its partners donated 90 bike helmets to the entire Grade 2 class at Tom Thomson Public School. The event kicked off with an interactive presentation to all the
BE UBER AWARE!
Uber is once again making the news due to concerns about proper insurance coverage – both for Uber operators AND Uber passengers. New facts uncovered by BuzzFeedfocus on a California investigation, but may cause Ontario Uber users to question the company’s commitment to
JUDICIAL VACANCIES PILE UP
LAWYERS CONCERNED ABOUT DELAYS AS 29 SUPERIOR COURT POSTS LEFT UNFILLED Despite Superior Court Chief Justice Heather Smith’s call for prompt judicial appointments, Ontario is approaching the end of the year with nearly 30 vacancies for federally appointed judges across
NEW AUTO INSURANCE BILL HURTS DRIVERS: OTLA
The OTLA believes two key provisions of the new auto insurance bill will be harmful to accident victims, says Laura Hillyer. Bill 15, the “fighting fraud and reducing automobile insurance rates act” which the government introduced in July, was a
ROM EXHIBITION RAISES AWARENESS OF FASHION OPTIONS AVAILABLE FOR THOSE IN WHEELCHAIRS
Photo courtesy IZAdaptive.com “The world has many bodies and not all of them are standing.” The Royal Ontario Museum is hosting “Fashion Follows Form: Designs for Sitting”, an exhibit highlighting adaptive clothing designs for men and women who use wheelchairs. The exhibit
THE HIDDEN DANGERS OF SWIMMING POOL ENTRAPMENT
Most parents are familiar with the usual dangers associated with swimming. However, little is known of the potentially very serious hazards associated with “swimming pool entrapment”. Children are particularly vulnerable to entrapment which occurs when swimmers become trapped at or